{"id":6964,"date":"2025-01-23T20:44:36","date_gmt":"2025-01-23T20:44:36","guid":{"rendered":"https:\/\/www.possiblenow.com\/resources\/?p=6964"},"modified":"2025-04-18T18:52:26","modified_gmt":"2025-04-18T18:52:26","slug":"are-there-tcpa-exemptions-for-financial-institutions","status":"publish","type":"post","link":"https:\/\/www.possiblenow.com\/resources\/do-not-call-solutions\/are-there-tcpa-exemptions-for-financial-institutions\/","title":{"rendered":"Are There TCPA Exemptions for Financial Institutions?"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1209\" height=\"680\" src=\"https:\/\/www.possiblenow.com\/resources\/wp-content\/uploads\/2025\/01\/iStock-640267784-edited.jpg\" alt=\"Bank sign on glass wall of business center\" class=\"wp-image-6966\" srcset=\"https:\/\/www.possiblenow.com\/resources\/wp-content\/uploads\/2025\/01\/iStock-640267784-edited.jpg 1209w, https:\/\/www.possiblenow.com\/resources\/wp-content\/uploads\/2025\/01\/iStock-640267784-edited-300x169.jpg 300w, https:\/\/www.possiblenow.com\/resources\/wp-content\/uploads\/2025\/01\/iStock-640267784-edited-1024x576.jpg 1024w, https:\/\/www.possiblenow.com\/resources\/wp-content\/uploads\/2025\/01\/iStock-640267784-edited-768x432.jpg 768w\" sizes=\"auto, (max-width: 1209px) 100vw, 1209px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Yes, TCPA exemptions do apply to financial institutions, but they are <a href=\"https:\/\/www.possiblenow.com\/products\/dncsolution\/tcpa\/tcpa-compliance-in-financial-services\">limited and highly specific.<\/a> Under the <strong>Telephone Consumer Protection Act (TCPA)<\/strong>, financial institutions are allowed certain types of communications without obtaining prior express consent. These exemptions include calls or texts for fraud alerts and identity theft notifications, data breach notifications, and transaction\/account-related alerts (e.g., overdraft warnings). However, <strong>marketing or solicitation communications<\/strong> are <strong>not<\/strong> exempt and require prior express written consent. Strict compliance is required to avoid costly penalties.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">While exemptions provide some leeway, navigating TCPA rules remains complex. This is where PossibleNOW\u2019s <a href=\"https:\/\/www.possiblenow.com\/products\/dncsolution\/\">DNCSolution\u00ae<\/a> comes in. By managing your do-not-call compliance and TCPA requirements, DNCSolution offers financial institutions a reliable, enterprise-ready platform to reduce risks and streamline compliance efforts across communication channels.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<div class=\"wp-block-group alignfull has-text-color has-background\" style=\"color:#000000;background-color:#ffffff\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"has-text-align-center has-text-color wp-block-paragraph\" style=\"color:#275b81;font-size:23px\"><strong>Speak With an Expert<\/strong> <strong>Today<\/strong><\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-b07f0535 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-25 has-custom-font-size is-style-fill has-medium-font-size\"><a class=\"wp-block-button__link has-background has-text-align-center wp-element-button\" href=\"https:\/\/site.possiblenow.com\/dnc-mitigate-tcpa-risk\" style=\"background-color:#d86618\"><strong>Contact Us<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">TCPA Exemptions That Apply to Financial Institutions<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The <strong>Federal Communications Commission (FCC)<\/strong> has issued exemptions for financial institutions related to <strong>urgent, time-sensitive communications<\/strong>, such as:<\/p>\n\n\n\n<ol class=\"wp-block-list\" type=\"1\" start=\"1\">\n<li><strong>Fraud Alerts &amp; Identity Theft Notifications<\/strong> \u2013 Calls or texts to inform customers about potential fraud or unauthorized transactions on their accounts.<\/li>\n\n\n\n<li><strong>Data Breach Notifications<\/strong> \u2013 Alerts regarding a security breach that may affect a customer\u2019s personal financial information.<\/li>\n\n\n\n<li><strong>Transaction &amp; Account Notifications<\/strong> \u2013 Communications related to <strong>post-transaction updates<\/strong>, such as overdraft warnings or declined transaction alerts.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Conditions for Exemption<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">To qualify for these exemptions, financial institutions <strong>must<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Be free of charge<\/strong> (customers must not be charged for the call or text).<\/li>\n\n\n\n<li><strong>Be sent only to the number provided by the customer<\/strong>.<\/li>\n\n\n\n<li><strong>Provide a clear way to opt out<\/strong>.<\/li>\n\n\n\n<li><strong>Be limited in frequency<\/strong> (e.g., no more than three messages per event over a three-day period).<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">It\u2019s important to note that these exemptions only apply when communications are purely informational. If there is any promotional content or sales messaging, TCPA consent requirements still apply.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Non-Exempt Communications<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Financial institutions are <strong>not<\/strong> exempt for:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Marketing or promotional messages<\/strong> (e.g., loan offers, credit card promotions).<\/li>\n\n\n\n<li><strong>Debt collection calls<\/strong> (except in certain cases where prior express consent exists).<\/li>\n\n\n\n<li><strong>General customer service messages<\/strong> (that are not time-sensitive).<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Common TCPA Compliance Challenges for Financial Institutions<\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.possiblenow.com\/resources\/wp-content\/uploads\/2025\/01\/Common-TCPA-Compliance-Challenges-for-Financial-Institutions-visual-selection.png\" alt=\"Common TCPA Compliance Challenges for Financial Institutions - visual selection\" class=\"wp-image-7339\" width=\"756\" height=\"467\" srcset=\"https:\/\/www.possiblenow.com\/resources\/wp-content\/uploads\/2025\/01\/Common-TCPA-Compliance-Challenges-for-Financial-Institutions-visual-selection.png 1000w, https:\/\/www.possiblenow.com\/resources\/wp-content\/uploads\/2025\/01\/Common-TCPA-Compliance-Challenges-for-Financial-Institutions-visual-selection-300x186.png 300w, https:\/\/www.possiblenow.com\/resources\/wp-content\/uploads\/2025\/01\/Common-TCPA-Compliance-Challenges-for-Financial-Institutions-visual-selection-768x475.png 768w\" sizes=\"auto, (max-width: 756px) 100vw, 756px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\"><strong>Financial institutions face unique compliance hurdles, such as:\u00a0<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Managing Consent Across Channels<\/strong>: Obtaining, tracking, and maintaining customer consent for calls, texts, and emails across multiple touchpoints and systems.&nbsp;<\/li>\n\n\n\n<li><strong>Handling Reassigned Numbers<\/strong>: If a phone number changes ownership, calling it without updated consent can lead to violations. Tools like the Reassigned Number Database mitigate this risk.&nbsp;<\/li>\n\n\n\n<li><strong>Balancing Multiple Business Units<\/strong>: Large financial organizations must consolidate customer preferences and consent across divisions to remain compliant.&nbsp;<\/li>\n\n\n\n<li><strong>Keeping Up with Changing Regulations<\/strong>: TCPA rules evolve frequently, making it challenging to maintain a consistent compliance strategy without expert support.&nbsp;<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Financial Consequences of TCPA Non-Compliance<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">TCPA violations carry steep penalties that can quickly escalate. Financial institutions face:&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Fines of up to $1,500 per violation<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Each unsolicited call, text, or message can result in a hefty fine.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Class Action Lawsuits<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Non-compliance often leads to costly litigation, with average settlements exceeding $6 million.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Reputational Damage<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Violating consumer trust can erode long-term relationships and brand credibility.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Best Practices for Financial Institutions to Mitigate TCPA Risk<\/h2>\n\n\n\n<ol class=\"wp-block-list\" type=\"1\">\n<li><strong>Centralize Consent Management<\/strong>: Use an enterprise-level solution like <strong>DNCSolution<\/strong> to manage and verify customer opt-ins and preferences in real time.&nbsp;<\/li>\n\n\n\n<li><strong>Regularly Scrub Contact Lists<\/strong>: Maintain updated, compliant contact lists by scrubbing against federal and state do-not-call registries and the Reassigned Numbers Database.&nbsp;<\/li>\n\n\n\n<li><strong>Collect Express Written Consent<\/strong>: Obtain clear, documented consent for any marketing communications, especially for text or automated calls.&nbsp;<\/li>\n\n\n\n<li><strong>Implement Ongoing Monitoring<\/strong>: Continuously audit and monitor TCPA processes to stay ahead of regulatory changes.&nbsp;<\/li>\n\n\n\n<li><strong>Educate Your Teams<\/strong>: Provide training on TCPA requirements and internal compliance policies to minimize human error.&nbsp;<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">PossibleNOW\u2019s DNCSolution\u00ae simplifies compliance management with its robust features, helping financial institutions navigate TCPA exemptions, reduce risks, and focus on building meaningful customer relationships.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<div class=\"wp-block-group alignfull has-text-color has-background\" style=\"color:#000000;background-color:#ffffff\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"has-text-align-center has-text-color wp-block-paragraph\" style=\"color:#275b81;font-size:23px\"><strong>Request a Demo Today<\/strong><\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-b07f0535 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-25 has-custom-font-size is-style-fill has-medium-font-size\"><a class=\"wp-block-button__link has-background has-text-align-center wp-element-button\" href=\"https:\/\/site.possiblenow.com\/request-a-demo\" style=\"background-color:#d86618\"><strong>Contact Us<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">About PossibleNOW<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">PossibleNOW is the pioneer and leader in <a href=\"https:\/\/www.possiblenow.com\/products\/mypreferences\/consent-management\/\">customer consent<\/a>, <a href=\"https:\/\/www.possiblenow.com\/products\/mypreferences\/preference-management\/\">preference<\/a>, and regulatory compliance solutions. We leverage our <a href=\"https:\/\/www.possiblenow.com\/products\/mypreferences\/\">MyPreferences technology<\/a>, processes, and services to enable relevant, trusted, and compliant customer interactions. Our platform empowers the collection, centralization, and distribution of customer communication consent and preferences across the<br>enterprise. <a href=\"https:\/\/www.possiblenow.com\/products\/dncsolution\/\">DNCSolution<\/a> addresses Do Not Contact regulations such as <a href=\"https:\/\/www.possiblenow.com\/products\/dncsolution\/tcpa\/\">TCPA<\/a>, CAN-SPAM and CASL, allowing companies to adhere to DNC requirements, backed by our 100% compliance guarantee. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">PossibleNOW\u2019s strategic consultants take a holistic approach, leveraging years of experience when creating strategic roadmaps, planning technology deployments, and designing customer interfaces. PossibleNOW is purpose-built to help large, complex organizations improve customer experiences and loyalty while mitigating compliance risk.<\/p>\n\n\n<div class=\"wp-block-post-author\"><div class=\"wp-block-post-author__avatar\"><img alt='' src='https:\/\/secure.gravatar.com\/avatar\/3ac3ab6d649088f91adcbc55d77aa5314b6c5a93250b5ae5e0c50bad803eb440?s=48&#038;d=mm&#038;r=g' srcset='https:\/\/secure.gravatar.com\/avatar\/3ac3ab6d649088f91adcbc55d77aa5314b6c5a93250b5ae5e0c50bad803eb440?s=96&#038;d=mm&#038;r=g 2x' class='avatar avatar-48 photo' height='48' width='48' \/><\/div><div class=\"wp-block-post-author__content\"><p class=\"wp-block-post-author__byline\">This post was reviewed by an expert from <a href=\"https:\/\/www.possiblenow.com\/about-us\/\">PossibleNow<\/a><\/p><p class=\"wp-block-post-author__name\">PossibleNOW<\/p><\/div><\/div>\n\n\n<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Are There TCPA Exemptions for Financial Institutions?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, TCPA exemptions do apply to financial institutions, but they are limited and highly specific. Under the Telephone Consumer Protection Act (TCPA), financial institutions are allowed certain types of communications without obtaining prior express consent. These exemptions include calls or texts for fraud alerts, payment reminders, account updates, or transactional notifications. However, marketing or solicitation communications are not exempt, and strict compliance is required to avoid costly penalties.\u00a0\"}}]}<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Yes, TCPA exemptions do apply to financial institutions, but they are limited and highly specific. Under the Telephone Consumer Protection Act (TCPA), financial institutions are allowed certain types of communications without obtaining prior express consent. These exemptions include calls or texts for fraud alerts and&#8230; <strong>Continue Reading<\/strong><\/p>\n","protected":false},"author":6,"featured_media":6966,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_crdt_document":"","footnotes":""},"categories":[1377],"tags":[],"topic":[1389],"class_list":["post-6964","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","topic-do-not-call-solutions"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\r\n<title>Are There TCPA Exemptions for Financial Institutions? - PossibleNOW<\/title>\r\n<meta name=\"description\" content=\"TCPA exemptions apply to financial institutions but are limited. Learn how to manage compliance with PossibleNOW\u2019s DNCSolution. Get started today!\" \/>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/www.possiblenow.com\/resources\/do-not-call-solutions\/are-there-tcpa-exemptions-for-financial-institutions\/\" \/>\r\n<meta property=\"og:locale\" content=\"en_US\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"Are There TCPA Exemptions for Financial Institutions? - PossibleNOW\" \/>\r\n<meta property=\"og:description\" content=\"TCPA exemptions apply to financial institutions but are limited. Learn how to manage compliance with PossibleNOW\u2019s DNCSolution. Get started today!\" \/>\r\n<meta property=\"og:url\" content=\"https:\/\/www.possiblenow.com\/resources\/do-not-call-solutions\/are-there-tcpa-exemptions-for-financial-institutions\/\" \/>\r\n<meta property=\"og:site_name\" content=\"PossibleNOW\" \/>\r\n<meta property=\"article:published_time\" content=\"2025-01-23T20:44:36+00:00\" \/>\r\n<meta property=\"article:modified_time\" content=\"2025-04-18T18:52:26+00:00\" \/>\r\n<meta property=\"og:image\" content=\"https:\/\/www.possiblenow.com\/resources\/wp-content\/uploads\/2025\/01\/iStock-640267784-edited.jpg\" \/>\r\n\t<meta property=\"og:image:width\" content=\"1209\" \/>\r\n\t<meta property=\"og:image:height\" content=\"680\" \/>\r\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\r\n<meta name=\"author\" content=\"PossibleNOW\" \/>\r\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\r\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"PossibleNOW\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\r\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":[\"Article\",\"BlogPosting\"],\"@id\":\"https:\/\/www.possiblenow.com\/resources\/do-not-call-solutions\/are-there-tcpa-exemptions-for-financial-institutions\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.possiblenow.com\/resources\/do-not-call-solutions\/are-there-tcpa-exemptions-for-financial-institutions\/\"},\"author\":{\"name\":\"PossibleNOW\",\"@id\":\"https:\/\/www.possiblenow.com\/resources\/#\/schema\/person\/eaafa0af1cba6043d00ed5b7ab65d1d9\"},\"headline\":\"Are There TCPA Exemptions for Financial Institutions?\",\"datePublished\":\"2025-01-23T20:44:36+00:00\",\"dateModified\":\"2025-04-18T18:52:26+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.possiblenow.com\/resources\/do-not-call-solutions\/are-there-tcpa-exemptions-for-financial-institutions\/\"},\"wordCount\":767,\"publisher\":{\"@id\":\"https:\/\/www.possiblenow.com\/resources\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.possiblenow.com\/resources\/do-not-call-solutions\/are-there-tcpa-exemptions-for-financial-institutions\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.possiblenow.com\/resources\/wp-content\/uploads\/2025\/01\/iStock-640267784-edited.jpg\",\"articleSection\":[\"Blog\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.possiblenow.com\/resources\/do-not-call-solutions\/are-there-tcpa-exemptions-for-financial-institutions\/\",\"url\":\"https:\/\/www.possiblenow.com\/resources\/do-not-call-solutions\/are-there-tcpa-exemptions-for-financial-institutions\/\",\"name\":\"Are There TCPA Exemptions for Financial Institutions? - PossibleNOW\",\"isPartOf\":{\"@id\":\"https:\/\/www.possiblenow.com\/resources\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.possiblenow.com\/resources\/do-not-call-solutions\/are-there-tcpa-exemptions-for-financial-institutions\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.possiblenow.com\/resources\/do-not-call-solutions\/are-there-tcpa-exemptions-for-financial-institutions\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.possiblenow.com\/resources\/wp-content\/uploads\/2025\/01\/iStock-640267784-edited.jpg\",\"datePublished\":\"2025-01-23T20:44:36+00:00\",\"dateModified\":\"2025-04-18T18:52:26+00:00\",\"description\":\"TCPA exemptions apply to financial institutions but are limited. Learn how to manage compliance with PossibleNOW\u2019s DNCSolution. Get started today!\",\"breadcrumb\":{\"@id\":\"https:\/\/www.possiblenow.com\/resources\/do-not-call-solutions\/are-there-tcpa-exemptions-for-financial-institutions\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.possiblenow.com\/resources\/do-not-call-solutions\/are-there-tcpa-exemptions-for-financial-institutions\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.possiblenow.com\/resources\/do-not-call-solutions\/are-there-tcpa-exemptions-for-financial-institutions\/#primaryimage\",\"url\":\"https:\/\/www.possiblenow.com\/resources\/wp-content\/uploads\/2025\/01\/iStock-640267784-edited.jpg\",\"contentUrl\":\"https:\/\/www.possiblenow.com\/resources\/wp-content\/uploads\/2025\/01\/iStock-640267784-edited.jpg\",\"width\":1209,\"height\":680,\"caption\":\"Bank sign on glass wall of business center\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.possiblenow.com\/resources\/do-not-call-solutions\/are-there-tcpa-exemptions-for-financial-institutions\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.possiblenow.com\/resources\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Are There TCPA Exemptions for Financial Institutions?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.possiblenow.com\/resources\/#website\",\"url\":\"https:\/\/www.possiblenow.com\/resources\/\",\"name\":\"PossibleNOW\",\"description\":\"Consent, Preferences, Insights, Compliance\",\"publisher\":{\"@id\":\"https:\/\/www.possiblenow.com\/resources\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.possiblenow.com\/resources\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.possiblenow.com\/resources\/#organization\",\"name\":\"PossibleNow\",\"url\":\"https:\/\/www.possiblenow.com\/resources\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.possiblenow.com\/resources\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.possiblenow.com\/resources\/wp-content\/uploads\/2025\/07\/Screenshot-2025-03-10-at-3.32.50-PM.png\",\"contentUrl\":\"https:\/\/www.possiblenow.com\/resources\/wp-content\/uploads\/2025\/07\/Screenshot-2025-03-10-at-3.32.50-PM.png\",\"width\":542,\"height\":132,\"caption\":\"PossibleNow\"},\"image\":{\"@id\":\"https:\/\/www.possiblenow.com\/resources\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.possiblenow.com\/resources\/#\/schema\/person\/eaafa0af1cba6043d00ed5b7ab65d1d9\",\"name\":\"PossibleNOW\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.possiblenow.com\/resources\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/3ac3ab6d649088f91adcbc55d77aa5314b6c5a93250b5ae5e0c50bad803eb440?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/3ac3ab6d649088f91adcbc55d77aa5314b6c5a93250b5ae5e0c50bad803eb440?s=96&d=mm&r=g\",\"caption\":\"PossibleNOW\"},\"url\":\"https:\/\/www.possiblenow.com\/resources\/author\/razorrank\/\"}]}<\/script>\r\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Are There TCPA Exemptions for Financial Institutions? - PossibleNOW","description":"TCPA exemptions apply to financial institutions but are limited. Learn how to manage compliance with PossibleNOW\u2019s DNCSolution. Get started today!","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.possiblenow.com\/resources\/do-not-call-solutions\/are-there-tcpa-exemptions-for-financial-institutions\/","og_locale":"en_US","og_type":"article","og_title":"Are There TCPA Exemptions for Financial Institutions? - PossibleNOW","og_description":"TCPA exemptions apply to financial institutions but are limited. Learn how to manage compliance with PossibleNOW\u2019s DNCSolution. Get started today!","og_url":"https:\/\/www.possiblenow.com\/resources\/do-not-call-solutions\/are-there-tcpa-exemptions-for-financial-institutions\/","og_site_name":"PossibleNOW","article_published_time":"2025-01-23T20:44:36+00:00","article_modified_time":"2025-04-18T18:52:26+00:00","og_image":[{"width":1209,"height":680,"url":"https:\/\/www.possiblenow.com\/resources\/wp-content\/uploads\/2025\/01\/iStock-640267784-edited.jpg","type":"image\/jpeg"}],"author":"PossibleNOW","twitter_card":"summary_large_image","twitter_misc":{"Written by":"PossibleNOW","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":["Article","BlogPosting"],"@id":"https:\/\/www.possiblenow.com\/resources\/do-not-call-solutions\/are-there-tcpa-exemptions-for-financial-institutions\/#article","isPartOf":{"@id":"https:\/\/www.possiblenow.com\/resources\/do-not-call-solutions\/are-there-tcpa-exemptions-for-financial-institutions\/"},"author":{"name":"PossibleNOW","@id":"https:\/\/www.possiblenow.com\/resources\/#\/schema\/person\/eaafa0af1cba6043d00ed5b7ab65d1d9"},"headline":"Are There TCPA Exemptions for Financial Institutions?","datePublished":"2025-01-23T20:44:36+00:00","dateModified":"2025-04-18T18:52:26+00:00","mainEntityOfPage":{"@id":"https:\/\/www.possiblenow.com\/resources\/do-not-call-solutions\/are-there-tcpa-exemptions-for-financial-institutions\/"},"wordCount":767,"publisher":{"@id":"https:\/\/www.possiblenow.com\/resources\/#organization"},"image":{"@id":"https:\/\/www.possiblenow.com\/resources\/do-not-call-solutions\/are-there-tcpa-exemptions-for-financial-institutions\/#primaryimage"},"thumbnailUrl":"https:\/\/www.possiblenow.com\/resources\/wp-content\/uploads\/2025\/01\/iStock-640267784-edited.jpg","articleSection":["Blog"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.possiblenow.com\/resources\/do-not-call-solutions\/are-there-tcpa-exemptions-for-financial-institutions\/","url":"https:\/\/www.possiblenow.com\/resources\/do-not-call-solutions\/are-there-tcpa-exemptions-for-financial-institutions\/","name":"Are There TCPA Exemptions for Financial Institutions? - PossibleNOW","isPartOf":{"@id":"https:\/\/www.possiblenow.com\/resources\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.possiblenow.com\/resources\/do-not-call-solutions\/are-there-tcpa-exemptions-for-financial-institutions\/#primaryimage"},"image":{"@id":"https:\/\/www.possiblenow.com\/resources\/do-not-call-solutions\/are-there-tcpa-exemptions-for-financial-institutions\/#primaryimage"},"thumbnailUrl":"https:\/\/www.possiblenow.com\/resources\/wp-content\/uploads\/2025\/01\/iStock-640267784-edited.jpg","datePublished":"2025-01-23T20:44:36+00:00","dateModified":"2025-04-18T18:52:26+00:00","description":"TCPA exemptions apply to financial institutions but are limited. Learn how to manage compliance with PossibleNOW\u2019s DNCSolution. Get started today!","breadcrumb":{"@id":"https:\/\/www.possiblenow.com\/resources\/do-not-call-solutions\/are-there-tcpa-exemptions-for-financial-institutions\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.possiblenow.com\/resources\/do-not-call-solutions\/are-there-tcpa-exemptions-for-financial-institutions\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.possiblenow.com\/resources\/do-not-call-solutions\/are-there-tcpa-exemptions-for-financial-institutions\/#primaryimage","url":"https:\/\/www.possiblenow.com\/resources\/wp-content\/uploads\/2025\/01\/iStock-640267784-edited.jpg","contentUrl":"https:\/\/www.possiblenow.com\/resources\/wp-content\/uploads\/2025\/01\/iStock-640267784-edited.jpg","width":1209,"height":680,"caption":"Bank sign on glass wall of business center"},{"@type":"BreadcrumbList","@id":"https:\/\/www.possiblenow.com\/resources\/do-not-call-solutions\/are-there-tcpa-exemptions-for-financial-institutions\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.possiblenow.com\/resources\/"},{"@type":"ListItem","position":2,"name":"Are There TCPA Exemptions for Financial Institutions?"}]},{"@type":"WebSite","@id":"https:\/\/www.possiblenow.com\/resources\/#website","url":"https:\/\/www.possiblenow.com\/resources\/","name":"PossibleNOW","description":"Consent, Preferences, Insights, Compliance","publisher":{"@id":"https:\/\/www.possiblenow.com\/resources\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.possiblenow.com\/resources\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.possiblenow.com\/resources\/#organization","name":"PossibleNow","url":"https:\/\/www.possiblenow.com\/resources\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.possiblenow.com\/resources\/#\/schema\/logo\/image\/","url":"https:\/\/www.possiblenow.com\/resources\/wp-content\/uploads\/2025\/07\/Screenshot-2025-03-10-at-3.32.50-PM.png","contentUrl":"https:\/\/www.possiblenow.com\/resources\/wp-content\/uploads\/2025\/07\/Screenshot-2025-03-10-at-3.32.50-PM.png","width":542,"height":132,"caption":"PossibleNow"},"image":{"@id":"https:\/\/www.possiblenow.com\/resources\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.possiblenow.com\/resources\/#\/schema\/person\/eaafa0af1cba6043d00ed5b7ab65d1d9","name":"PossibleNOW","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.possiblenow.com\/resources\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/3ac3ab6d649088f91adcbc55d77aa5314b6c5a93250b5ae5e0c50bad803eb440?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/3ac3ab6d649088f91adcbc55d77aa5314b6c5a93250b5ae5e0c50bad803eb440?s=96&d=mm&r=g","caption":"PossibleNOW"},"url":"https:\/\/www.possiblenow.com\/resources\/author\/razorrank\/"}]}},"_links":{"self":[{"href":"https:\/\/www.possiblenow.com\/resources\/wp-json\/wp\/v2\/posts\/6964","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.possiblenow.com\/resources\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.possiblenow.com\/resources\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.possiblenow.com\/resources\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.possiblenow.com\/resources\/wp-json\/wp\/v2\/comments?post=6964"}],"version-history":[{"count":3,"href":"https:\/\/www.possiblenow.com\/resources\/wp-json\/wp\/v2\/posts\/6964\/revisions"}],"predecessor-version":[{"id":7340,"href":"https:\/\/www.possiblenow.com\/resources\/wp-json\/wp\/v2\/posts\/6964\/revisions\/7340"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.possiblenow.com\/resources\/wp-json\/wp\/v2\/media\/6966"}],"wp:attachment":[{"href":"https:\/\/www.possiblenow.com\/resources\/wp-json\/wp\/v2\/media?parent=6964"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.possiblenow.com\/resources\/wp-json\/wp\/v2\/categories?post=6964"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.possiblenow.com\/resources\/wp-json\/wp\/v2\/tags?post=6964"},{"taxonomy":"topic","embeddable":true,"href":"https:\/\/www.possiblenow.com\/resources\/wp-json\/wp\/v2\/topic?post=6964"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}